:root {
  --ink: #0f172a;
  --ink-soft: #334155;
  --muted: #64748b;
  --line: #e2e8f0;
  --paper: #ffffff;
  --paper-alt: #f8fafc;
  --navy: #0f1c2e;
  --navy-soft: #17293f;
  --amber: #f5a623;
  --amber-dark: #d98a0b;
  --amber-ink: #3d2a05;
  --warn-bg: #fef6e7;
  --warn-line: #f0c775;
  --danger-bg: #fdf0ee;
  --danger-line: #e9b3aa;
  --maxw: 940px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
}

img { max-width: 100%; height: auto; }

a { color: #1d4ed8; }
a:hover { color: #1e40af; }

.wrap {
  max-width: var(--maxw);
  margin: 0 auto;
  padding-left: 20px;
  padding-right: 20px;
}

/* ---------- header ---------- */

.site-head {
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.site-head .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 26px;
  padding-block: 16px;
}

.brand {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  font-weight: 700;
  font-size: 19px;
  color: #fff;
  text-decoration: none;
  letter-spacing: -0.01em;
}

.brand span { color: var(--amber); }

.site-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 20px;
  margin-left: auto;
  font-size: 15px;
}

.site-nav a {
  color: #c7d3e2;
  text-decoration: none;
}

.site-nav a:hover { color: #fff; }

/* ---------- hero ---------- */

.hero {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: #fff;
  text-align: center;
  padding-block: 68px 74px;
}

.hero h1 {
  margin: 0 auto 18px;
  max-width: 720px;
  font-size: clamp(28px, 5vw, 42px);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.hero p.lead {
  margin: 0 auto 30px;
  max-width: 640px;
  color: #c2d0e0;
  font-size: clamp(16px, 2.2vw, 19px);
}

.hero .fine {
  margin: 18px auto 0;
  max-width: 560px;
  color: #93a5ba;
  font-size: 14px;
}

/* ---------- buttons ---------- */

.btn {
  display: inline-block;
  background: var(--amber);
  color: var(--amber-ink);
  font-weight: 700;
  font-size: 17px;
  text-decoration: none;
  padding: 15px 30px;
  border-radius: 8px;
  border: 1px solid var(--amber-dark);
}

.btn:hover { background: #ffb63a; color: var(--amber-ink); }

.btn-ghost {
  display: inline-block;
  border: 1px solid var(--line);
  background: #fff;
  color: var(--ink);
  text-decoration: none;
  font-weight: 600;
  padding: 12px 22px;
  border-radius: 8px;
}

.btn-ghost:hover { border-color: #cbd5e1; color: var(--ink); }

/* ---------- sections ---------- */

section { padding-block: 56px; }

section.alt { background: var(--paper-alt); border-block: 1px solid var(--line); }

h2 {
  font-size: clamp(23px, 3.4vw, 30px);
  line-height: 1.25;
  letter-spacing: -0.015em;
  margin: 0 0 18px;
}

h3 {
  font-size: 19px;
  margin: 32px 0 10px;
  letter-spacing: -0.01em;
}

p { margin: 0 0 18px; }

.center { text-align: center; }

.narrow { max-width: 700px; margin-inline: auto; }

/* ---------- cards ---------- */

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 18px;
  margin-top: 28px;
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 22px;
}

.card h3 {
  margin: 0 0 8px;
  font-size: 17px;
}

.card p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 15.5px;
}

/* ---------- callouts ---------- */

.note, .warn, .danger {
  border: 1px solid var(--line);
  border-left-width: 4px;
  border-radius: 8px;
  padding: 18px 20px;
  margin: 26px 0;
  font-size: 16px;
}

.note { background: var(--paper-alt); border-left-color: #94a3b8; }
.warn { background: var(--warn-bg); border-color: var(--warn-line); border-left-color: var(--amber-dark); }
.danger { background: var(--danger-bg); border-color: var(--danger-line); border-left-color: #b4472f; }

.note p:last-child, .warn p:last-child, .danger p:last-child { margin-bottom: 0; }

.note strong, .warn strong, .danger strong { display: block; margin-bottom: 4px; }

/* ---------- lists ---------- */

ul.plain, ol.steps { padding-left: 22px; margin: 0 0 20px; }
ul.plain li, ol.steps li { margin-bottom: 10px; }

/* ---------- table ---------- */

.table-scroll { overflow-x: auto; margin: 24px 0; }

table {
  border-collapse: collapse;
  width: 100%;
  min-width: 420px;
  font-size: 16px;
}

th, td {
  border: 1px solid var(--line);
  padding: 11px 14px;
  text-align: left;
  vertical-align: top;
}

th { background: var(--paper-alt); font-weight: 600; }

/* ---------- faq ---------- */

.faq { margin-top: 26px; }

.faq details {
  border-bottom: 1px solid var(--line);
  padding: 16px 0;
}

.faq summary {
  cursor: pointer;
  font-weight: 600;
  list-style: none;
}

.faq summary::-webkit-details-marker { display: none; }

.faq summary::before {
  content: "+";
  color: var(--amber-dark);
  font-weight: 700;
  margin-right: 10px;
}

.faq details[open] summary::before { content: "\2013"; }

.faq details p {
  margin: 12px 0 0;
  color: var(--ink-soft);
}

/* ---------- legal pages ---------- */

.page-head {
  background: var(--paper-alt);
  border-bottom: 1px solid var(--line);
  padding-block: 40px;
}

.page-head .wrap { max-width: 700px; }

.page-head h1 {
  margin: 0 0 6px;
  font-size: clamp(26px, 4vw, 34px);
  letter-spacing: -0.02em;
}

.page-head .updated { margin: 0; color: var(--muted); font-size: 15px; }

article.legal { padding-block: 44px; }

article.legal h2 { font-size: 21px; margin-top: 34px; }

article.legal h2:first-child { margin-top: 0; }

/* ---------- footer ---------- */

.site-foot {
  background: var(--navy);
  color: #9fb0c4;
  padding-block: 40px 34px;
  font-size: 15px;
}

.site-foot a { color: #cfdae7; text-decoration: none; }
.site-foot a:hover { color: #fff; text-decoration: underline; }

.foot-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin-bottom: 22px;
}

.disclosure {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 20px;
  color: #8ea0b6;
  font-size: 14px;
  line-height: 1.6;
}

.disclosure strong { color: #cfdae7; }

.copyright { margin: 18px 0 0; color: #74869c; font-size: 13.5px; }